HKPC Prevails In Coverage Case Involving An Exclusion Barring Coverage When A Vehicle Is Being Used To Transport For A Fee

Rollin v. Nationwide Mutual Fire Insurance Co., Wayne County, Michigan.  In this insurance coverage dispute, the plaintiff suffered serious injuries while she was working within an ambulance while that vehicle was transporting a patient to the hospital.  She sought uninsured motorist benefits.  The trial court granted summary disposition in favor of our client under the exclusion which barred coverage when a vehicle is being used to transport a person for a fee.  The court reasoned that the patient was being transported to the hospital for a fee, and that the plain language of the exclusion applied.